Grow Your Wealth with PRUMillion Protect
A smart investment-linked plan that helps you grow your money while staying protected—so your wealth works for you today and secures your future.
“What happens to your family if you're gone tomorrow? This plan guarantees they get 500% of what you paid.”
Most Filipinos are underinsured. If something happens to the breadwinner, families are left with insufficient funds to maintain their lifestyle, pay off debts, or cover future needs.
Why PMP
Key Benefits
500% Premium Death Benefit Guarantee
Your beneficiaries receive whichever is HIGHER — 500% of your annual premium or your fund value. If you paid ₱250,000/year and your fund is ₱1,000,000, your family gets ₱1,250,000.
Investment Growth Component
Premiums are invested in PRULink funds (equity, bonds, balanced) based on your risk profile — your money grows while you stay protected.
Flexible Fund Options
Choose from multiple Peso and Dollar investment funds based on your risk appetite — conservative, moderate, or aggressive.
Adjustable Coverage
Increase or decrease regular premiums as your life situation changes. Top-ups allowed for additional investment.
Comprehensive Rider Options
Add critical illness, disability, hospital income, and accident riders for complete financial protection.
This Is For You
Is PMP Right For You?
Primary breadwinners with dependents
Individuals who want guaranteed high-coverage life insurance with investment upside
Those who want protection that does not shrink — death benefit is the HIGHER of 500% premium or fund value
Clients in their 20s–50s building a financial legacy
Employees and self-employed professionals who need income replacement protection
Plan Details
Quick Specs
Product Type
Variable Unit-Linked (VUL) Life Insurance
Payment Term
Regular pay (up to age 100)
Issue Age
0 to 70 years old
Entry Point
Ask your advisor for current minimum
Death Benefit
Higher of: 500% of annual premium OR fund value (plus 125% of top-ups, less 125% of withdrawals)
Benefit Until
Up to age 100
Currency
Philippine Peso and US Dollar
Optional Riders (8)
“Ang laki ng trabaho mo para sa pamilya mo. Siguraduhin na protektado sila kahit wala ka na.”
“Most Filipinos are UNDERINSURED. Are you one of them? Find out in 2 minutes.”
Book a Complimentary Consultation
Speak with a licensed BSQ · PRU Life UK advisor about PMP. No cost, no obligation — just honest, expert guidance.
Next Step
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PRUMillion Protect?
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PRUMillion Protect is underwritten by PRU Life Insurance Corporation of UK. All product details are for informational purposes only. Benefits are subject to policy terms and conditions, eligibility, and underwriting approval. Brilliant Star Quartz (BSQ) is a tied-branch and area of PRU Life UK with its headquarters located at PRU House, Ortigas Center, Pasig City.