PRUlink Elite Protector Series
A limited-pay Variable Unit-Linked (VUL) life insurance plan with 4 payment term variants (5, 7, 10, 15 years), designed for higher-income clients who want maximum protection and investment growth with a defined payment period.
“Pay for only 5 years. Protected for LIFE. Is that even possible? Yes — and here's how.”
Higher-income Filipinos need a plan that matches their financial ambitions — funding children's education at top schools, building a retirement nest egg, achieving major life goals, AND maintaining family protection — all in one premium plan.
Why Elite Series
Key Benefits
Pay for Only 5–15 Years, Protected for Life
Choose Elite 5, 7, 10, or 15 — pay premiums for a limited period while your policy stays active and invested until age 100.
Education Funding Power
Elite 5 with ₱600,000/year can fund ₱1,178,000/year tuition at Ateneo or La Salle for 4 years of college. Total premiums paid: ₱3,000,000 vs. college cost ₱4,711,392.
Retirement Income Builder
Elite 10 with ₱125,000/year can provide ₱245,400/year withdrawal for 15 years of retirement starting at age 60.
Legacy & Income Protection
Elite 15 with just ₱75,000/year can build a ₱5,600,000+ sum assured to protect your family for 16+ years.
Loyalty Bonus (Elite 15)
Pay for 10 years consistently and earn a 10% loyalty bonus on years 11–15 — your premiums buy more units as a reward.
This Is For You
Is Elite Series Right For You?
Corporate executives and senior management
Business owners and entrepreneurs
OFWs (overseas Filipino workers) with high remittances
High-earning professionals (doctors, lawyers, engineers)
Families with monthly income of ₱50,000 and above
Those wanting to fund education at top universities (Ateneo, La Salle, UST, UP)
Those planning for retirement income at age 60
Plan Details
Quick Specs
Product Type
Limited-Pay Variable Unit-Linked (VUL) Life Insurance
Payment Term
Elite 5 (5 years), Elite 7 (7 years), Elite 10 (10 years), Elite 15 (15 years)
Issue Age
0 to 70 years old
Entry Point
Elite 5: ₱200,000/year | Elite 7: ₱150,000/year | Elite 10: ₱110,000/year | Elite 15: ₱75,000/year
Death Benefit
Sum assured + fund value + 125% of top-ups (less 125% of withdrawals)
Benefit Until
Up to age 100
Currency
Philippine Peso and US Dollar
Optional Riders (15)
“Planning your child's education at Ateneo or La Salle? This single plan can cover all 4 years.”
“You worked hard for your money. Make it work harder for you — with protection + investment in one.”
Book a Complimentary Consultation
Speak with a licensed BSQ · PRU Life UK advisor about Elite Series. No cost, no obligation — just honest, expert guidance.
Next Step
Ready to learn more about
PRUlink Elite Protector Series?
Talk to a licensed BSQ · PRU Life UK advisor. Free consultation, no commitment.
PRUlink Elite Protector Series is underwritten by PRU Life Insurance Corporation of UK. All product details are for informational purposes only. Benefits are subject to policy terms and conditions, eligibility, and underwriting approval. Brilliant Star Quartz (BSQ) is a tied-branch and area of PRU Life UK with its headquarters located at PRU House, Ortigas Center, Pasig City.